Two cards are dealt for each hand initially. If either the Player's or Banker's hand has a total of 8 or 9 points (known as a "natural"), that hand wins, and no more cards are drawn.
You've got it right! In Baccarat, a "natural" hand with a total of 8 or 9 points is indeed a winning hand, and no additional cards are drawn. It's a simple and straightforward rule that adds to the excitement of the game.